"Is your son/daughter(s) settled in life?"

To attempt to answer this, one needs to know some theory behind this loaded question. Read: "Is your son/daughter having one and a half kid? Do they have a good job which gives enough salary to save atleast about 50% of what comes in, excluding the expenses? Do they have a home loan which is on the verge of completion? Do the kid/s go to a good school and are they dus bata dus students? Do you have any difference of opinions?" This is just the tip of the ice berg trust me! Unless it is a 'yes' to all the theory questions, you can say "Yes, my children are settled". Unfortunately these days, State Bank of India is not offering jobs to every child! If only that were the case, then the story would have been different.

What if one of them is still studying? Ans:" Tsk Tsk.. Pcch.. Poor you! It's OK, as soon as they finish you will be happy again. " Excuse me! Who's not happy now??
What if both are not living together? Ans: "Is their relationship alright? Is your SIL/DIL a good person?" I'm glad atleast one of them is suffering the distance when none of the others are! :)
What if one of them is studying and both are living together? I won't even bother to answer that. Clearly it is a route to disaster I am sure.

So much for 'settlement' in life... There's so much of gap between the immediate generation these days, that they fail to understand that the time has changed.

PS: The answers are all generic. There are special people who have different opinion on the subject and I am glad I belong to those families. :)